If the COVID-19 national emergency has impacted your ability to pay your mortgage, homeowners with FHA, USDA, VA, or Section 184 or 184A mortgages (for members of federally-recognized tribes) and those with mortgages backed by Fannie Mae or Freddie Mac have the right to request forbearance on their payments for up to 6 months, with a possible extension for another 6 months without fees, penalties, or extra interest. You should contact your mortgage servicing company directly.
Find out more at the Federal Housing Finance Agency here.
Rent and Mortgage Relief
Virginia’s Rent and Mortgage Relief Program, funded by the CARES Act, is now available to help those facing eviction or foreclosure because of COVID-19.
To check your eligibility and find a local organization distributing funding, call 2-1-1 or visit the Virginia Department of Housing and Community Development website here.
Energy Assistance for Low Income Families
To learn more about the Low Income Home Energy Assistance Program (LIHEAP) in Virginia, click here.